Home Health Care Insurance
The growth of the home health care industry over the last several years is due to a number of factors, including the desire of seniors to receive medical care in the comfort of their home coupled with the growing elderly population in the U.S. In fact, receiving health care at home represents a lifeline for millions of Americans, especially for the aging and chronically ill, who are looking for support and health care services throughout their continuum of life. Professional staff delivers home health care routinely, helping patients and their families manage preventive care as well as chronic conditions such as diabetes and cardiac care, managing wounds and prescription medications, and administering essential therapies.
In the course of providing their services, home health care agencies face unique and complex exposures. At Manchester Specialty, we specialize in insuring the home health care industry and offer a comprehensive program exclusively designed for this segment. Our program includes: Professional Liability, Workers’ Compensation, General Liability/Package Policy, Non-Owned and Hired Auto, Directors’ & Officers’ Liability (D&O), Employment Practices Liability Insurance (EPLI) and Regulatory Audit (RAC) Insurance Coverage.
With Manchester Specialty’s Home Health Care Program, we offer our brokers and their clients/insureds several key benefits:
– National Program available in all 50 states and DC
– 25+ Years of Extensive Expertise in the Home Health Care Sector
– Coverage Available on an Occurrence or Claims Made Form; Admitted or Non-Admitted Basis
– An All-Lines Integrated Program with a Select Group of Top-Tier Carriers
– Flexible Coverages and Forms Tailored to the Home Health Care Exposure
– Easy Installment Payment Options
Our commitment to insuring the home health care industry is for the long-term. We began addressing the special insurance needs of this vital sector more than two decades ago, and will continue to do so as the different organizations that make up the industry face new and evolving challenges. Our underwriting and product development staff is dedicated to keeping ahead of how regulatory and other delivery of care changes pose new risks, and to developing and enhancing insurance coverage with our carriers to respond to these exposures.
We offer an all-lines solution with customized coverage for home health care agencies from select top-tier insurance companies. You also get the benefit of our underwriting expertise and integrity, and the ability to “cross-underwrite” exposures – key in the home health care industry which provides a number of different services. In addition, we offer easy payment options with no finance charges, which is vital to these organizations and their budgetary concerns.